I’ll be straight with you. As an early 30’s guy, I miss some of my regular check-ups. 😅 

Recently, several readers (especially startup founders & employees) complained about the complexities of Singapore health insurance.

In this spotlight, we’re getting the inside scoop from Malaysian expat, Nicole Ng, on navigating this mystifying world as an expat. 🌀 

Today in 10 minutes or less, you’ll learn:

• 🇲🇾 Nicole’s journey from Malaysia to Singapore

• 💚 How private health insurance works in Singapore

• 🤝 Insurance brokers vs financial advisors

• 😨 Nicole’s mistakes and advice 

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💚 Spotlight Abroad: Expat Health Insurance in Singapore 101

Nicole Ng leads commercial and partnerships at The Simple Sum, a financial literacy platform, and provides sales and partnerships consulting services for businesses.

In her free time, she writes about her personal finance journey at I’m Funemployed.

🇲🇾 Tell us about your career journey going from Malaysia to Singapore.

My career began in a fairly typical way. I entered the banking industry after university, where I was responsible for managing clients' equity investments.

After four years, I took a break and embarked on a solo adventure for a few months. During my travels, I met interesting people from various backgrounds and professions. I also got a taste of what it’s like to live in another country.

My travels reaffirmed a hunch I long held – the desire to live abroad and work in a dynamic industry like tech.

Eventually, I secured a position as a Meta account manager in Singapore before transitioning into the exciting world of fintech startups.

🏥 Researching Singapore health insurance for expats can feel intimidating and confusing. How did you choose your insurance policy after moving to Singapore?